Kleev

Kleev is a personal finance tool built in Australia that turns exported bank and card statements into an overview of spending, recurring charges, budgets, investment property performance, net worth, and tax-related deductions. Users upload CSV files rather than linking bank accounts; the page states the CSV is parsed in the browser and the raw file is never uploaded, and that Kleev never asks for a bank login. The page describes an AI assistant (Kleev AI) that gives plain-English reads on the user's data, with general and educational information only and not financial advice. It also lists a free plan, paid plans, a monthly CFO report, and an ozBargain deals section. Security claims include TLS 1.2+, AES-256 encryption, optional two-factor authentication, and Australian hosting, with infrastructure provided by Supabase and Anthropic, though the page notes Kleev itself is not certified.

Key features

• Upload bank, credit card, mortgage, and property statements as CSV files without a bank login
• Automatic transaction categorisation and recognition of more than 120 Australian bank and card formats
• Spending overview by category and merchant
• Recurring charges and subscription detection with alerts
• Budget tracking with category budgets and budget suggestions
• Investment property tracking including rental yield, equity, loan summary, and cashflow
• Tax deductions view and property tax schedule
• Net worth tracking including manual assets
• Plain-English AI insights and questions about your own data
• Monthly CFO report with recommended actions
• Cashflow scenario modelling for loans, budgets, and savings goals
• Deals section matching ozBargain offers to spending
• One-click account and data deletion
• Read-only design with no ability to move money

Best suited for

• Australian households tracking everyday spending and subscriptions
• Individuals who prefer uploading statements over linking bank accounts
• Australian property investors monitoring rental income, loans, and cashflow
• Users wanting budgets and savings goals based on their spending history

Pricing

The page lists a free plan and paid plans, with an annual plan from A$3.39 per week (A$176.28 billed once a year) or A$3.99 per week billed every 4 weeks, plus a founding member launch offer of Lifetime Max for A$67.69 that the page says ends within a limited time.