Origin Financial

Origin is a personal finance platform that connects accounts to track spending, build budgets, monitor investments, and receive proactive AI-generated advice on saving, credit, retirement, and tax strategy. The page describes features for spending monitoring, subscription management, portfolio tracking, a high-yield cash account, forecasting, estate planning, and a couples mode where partners can share budgets and finances. It also offers an 'Ask Origin' feature for natural-language questions about personal finances. The page references CFP professional advice, investment advisory services through a registered investment advisor subsidiary, and a Forbes 'Best Budgeting App' award in July 2024. Investment accounts are described as having 0.00% expense ratios, though custodian fees may still apply.

Key features

• See every transaction across all linked accounts in one place
• Build a personalized budget and track spending against it
• Find recurring payments and manage subscriptions
• Track investment portfolio and monitor performance in one place
• High-yield cash account for savings (not a checking or savings account; FDIC protection via program banks)
• Proactive AI financial advice and recommended actions
• Financial Health Score and detailed action list
• Forecasting and scenario planning
• Estate planning
• Couples mode to invite a partner to share budgets and finances
• Ask Origin natural-language questions about personal finances
• Net worth tracking
• Investment accounts with 0.00% expense ratios (custodian fees may apply)

Best suited for

• Individuals who want to consolidate budgeting, spending, and investment tracking in one app
• Couples who want to manage budgets and finances together
• Users seeking proactive AI guidance on saving, credit, and tax strategy
• Users interested in estate planning and forecasting

Pricing

Not stated on the website