Cashflowy

Cashflowy connects to a business's bank, card, and PayPal accounts, organizes transactions into business and personal categories, and answers money questions in plain English. It shows what is safe to pay the owner, how much to set aside for taxes with a planning estimate, spending by category, and a 90-day cash-flow forecast. Accounts are connected through Plaid using secure, read-only access. A human bookkeeper is included, and an optional add-on called Taxflowy files 2026 business and personal returns with the IRS. The page lists pricing at $39 per month or $390 per year, with a 7-day free trial and a 30-day money-back guarantee.

Key features

• Automated bookkeeping that sorts business and personal transactions
• Safe owner pay estimate showing what can be taken home
• Tax reserve estimate and tax set-aside tracking
• Spending categories breakdown
• Money in vs. money out view with a 3-month forecast
• 90-day cash-flow forecast
• Chart of accounts, prebuilt
• Human bookkeeper included
• Read-only bank connections via Plaid
• Optional Taxflowy add-on for 2026 tax filing

Best suited for

• Solo business owners in the United States
• Owners whose business and personal money are mixed
• Owners who want to know what they can pay themselves
• Owners who need to plan for taxes throughout the year
• Owners who do not have an accounting background

Pricing

$39 per month or $390 per year (billed annually at $32.50/month), with a 7-day free trial and a 30-day money-back guarantee. Taxflowy filing is a separate optional add-on.