Tabby

Tabby is AI bookkeeping software built for freelancers, 1099 workers, realtors and small business owners. Users connect bank, card and payment accounts through a read-only Plaid connection. Tabby then sorts and categorizes transactions, matches receipts, flags deductions, drafts and tracks invoices from plain-language requests, estimates quarterly taxes, and produces reports such as Profit & Loss, Balance Sheet and Cash Flow. The page states it was designed with a licensed CPA and offers a Tabby Talk assistant that answers questions from the user's numbers. It also lists a free plan and paid plans starting at $30/month, with a 30-day money-back guarantee on paid plans.

Key features

• Automatic transaction categorization and receipt matching with reconciliation
• Invoice creation from text or voice requests, with sending, tracking and payment reminders
• Live quarterly tax estimates including self-employment tax and safe harbor
• Deduction discovery across connected accounts
• Profit & Loss, Balance Sheet and Cash Flow reports that update automatically
• Tabby Talk assistant for asking questions about finances by voice or text
• Subscription tracking that flags recurring charges and duplicate charges
• Loan readiness score showing how a lender might read the books
• Read-only bank connections via Plaid with AES-256 encryption
• Data export in CSV, QBO or PDF formats
• Mobile app access
• Coming soon: sales tax, estimated income tax, and budgets

Best suited for

• Freelancers and 1099 workers
• Contractors and home services businesses
• Consultants and coaches
• Real estate agents and professionals
• Personal service professionals such as salons and trainers
• Restaurants and food businesses
• Solo licensed professionals such as therapists and attorneys
• Small business owners who want less time spent on bookkeeping

Pricing

Free forever plan available. Paid plans listed at $30/month (Standard), $50/month (Pro) and $90/month (Growth), with first-year discounts and annual savings of 20% also listed.