Insightfolio

Insightfolio lets investors enter their holdings (stocks, ETFs and funds) and receives a report analysing the portfolio across twelve dimensions, including risk level, diversification, investor type suitability, past performance, future projection via Monte Carlo simulation, exposure by asset class, sector and region, income, and costs, with AI-generated plain-language commentary. Broker connections are offered to import holdings automatically (read-only, no trades placed), and Portfolio Pulse provides daily tracking, allocation drift alerts, a 100-point health score, trade logging and email digests. The site also offers ETF research tools for Germany and the USA, a community portfolio section, a rankings page, and a German pension depot calculator. The platform states it does not provide financial advice.

Key features

• AI-powered portfolio report with plain-language commentary
• Analysis across twelve dimensions including risk, diversification, costs and performance
• Exposure analysis by asset class, sector, region and market capitalization
• Monte Carlo based future projection
• Investor type suitability assessment
• Shareable reports
• Portfolio Pulse daily tracking and allocation drift alerts
• Health score on a 100-point scale
• Trade log and email digest
• Broker connections (read-only) with listed brokers including DEGIRO, Trading 212, eToro, Questrade and Wealthsimple
• ETF screener and World ETF comparison for Germany and the USA
• Community portfolios and rankings

Best suited for

• Individual investors wanting to understand what their portfolio holds
• Investors checking diversification and overlaps between ETFs
• Investors who want ongoing portfolio monitoring and rebalancing alerts
• Financial advisors sharing portfolio reports with clients

Pricing

Free first report with a new account; Pulse at $6.99/month billed monthly; Pulse Pro at $14.99/month or $99.99 billed yearly; Pulse paid yearly at $49.99/year; extra report packs of 3 for $9.99 and 10 for $24.99.