PortfolioPilot

PortfolioPilot is a web-based platform that lets investors aggregate their net worth across connected brokerage, bank, and crypto accounts and manually entered assets such as real estate and private equity. It provides portfolio scoring, AI-based portfolio assessments, personalized investment recommendations on paid tiers, tax impact and tax-loss harvesting tools, estate planning and retirement planning features, and historical downside scenario simulations. The site states it is a technology product of Global Predictions Inc., a registered investment advisor, that personalized advice is delivered only to advisory clients under a Client Agreement, and that PortfolioPilot does not manage money. It describes a hybrid-AI approach combining a proprietary recommendation engine, machine learning forecasting, and large language models for its AI assistant. Plans range from a free tier to Gold, Platinum, and Pro, with a 10-day free trial mentioned for paid plans.

Key features

• Net worth tracking across brokerage accounts, 401Ks, IRAs, crypto, cash, student loans, real estate, private equity, and precious metals
• Secure read-only connections to brokerages, banks, and crypto wallets
• Portfolio assessment and portfolio scoring
• Personalized investment recommendations (Gold and above)
• Hidden fee detection (Gold and above)
• Tax impact and tax-loss harvesting suggestions (Gold and above)
• Fee optimization and tax-efficient distribution advice (Platinum)
• AI assistant with limited access on Gold and unlimited access on Platinum
• AI equity research (Platinum)
• Custom future simulations and stress testing against historical scenarios
• Retirement and scenario planning
• Estate planning checklist
• Fund and stock discovery tools (Free plan)
• Multi-user login and async document import (Pro)

Best suited for

• Self-directed investors who want to track their full net worth in one place
• Investors seeking portfolio assessments and tax-optimization insights
• Individuals planning retirement, estate, and withdrawal strategies
• Investors who want to stress-test portfolios against historical downturns

Pricing

Free plan at $0; Gold at $20/month when billed annually; Platinum at $49/month when billed annually; Pro starts at $99/month. A 10-day free trial is offered on paid plans.