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Mobile Credits

Mobile Credits is a mobile payment and digital identity platform for accepting instant payments via NFC, QR code, URL, and email, with support for both centralized (credit/debit) and decentralized (cryptocurrency) payment options across iOS and Android devices.

PaymentsFintechBusiness ResearchWeb3 and Blockchain

About Mobile Credits

Mobile Credits

The Mobile Credits website presents a platform for creating a Mobile ID, a professional mobile profile with vCard, CV and portfolio, testimonials, and social links. It offers a mobile point-of-sale and payment acceptance system using NFC, QR codes, URLs, and email, with a Code X Ring noted as required for in-person payments (sold separately). The page describes a Mobile Credits wallet with free instant transfers between wallet users, top-ups, and bank withdrawals on a payout schedule. It also describes CeFi (credit and debit) and DeFi (cryptocurrency) options, support for transactions on layer-1 and layer-2 blockchain networks and popular wallets, and AI features described as helping prevent fraud and increase conversion rates. The page includes a Discover AI Agent section and a list of payment types including P2P, C2B, B2B and others. The website does not state pricing beyond 0% transfer fees between Mobile Credits wallet users.

Key features

  • Create a Mobile ID with vCard, CV and portfolio
  • Accept payments via NFC, QR code, URL, email and other channels
  • Mobile point-of-sale on iOS and Android
  • Personal QR codes for live commerce and PINless checkout
  • Free instant payments between Mobile Credits wallet users
  • Wallet top-up and bank withdrawals
  • Accept BTC, ETH, SOL and ERC-20/ERC-721 tokens from crypto wallets
  • Support for MetaMask, Phantom, Ledger, Trezor and other wallets
  • Testimonials display and unlimited social channel links
  • AI-assisted fraud prevention and conversion features (as described)

Best suited for

  • Small businesses and freelancers accepting mobile payments
  • Creators and merchants selling through live commerce or social links
  • Users wanting crypto and fiat payment acceptance in one place
  • Individuals making peer-to-peer payments

Pricing

Not stated on the website

AIWeb3FintechCryptocurrencyPoint of SaleDeFiMobile PaymentsDigital IdentityQR Payments

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