Mezzi

Mezzi positions itself as an AI-driven financial advisor that connects expertise with a view of the user's goals and investments across all accounts. The website describes retirement strategy insights, a 401(k) fee analyzer, AI tax-loss harvesting, tax strategy guidance as tax codes change, asset allocation to match risk tolerance, and a chat interface for questions about portfolio risk, tax savings, and major financial decisions. It states it is an SEC-registered investment adviser, that it relies on third-party APIs to pull data from financial institutions, and that information is for informational purposes only. The site includes a fee-impact illustration comparing a traditional advisor with Mezzi using stated assumptions, and it cites a working paper and disclosures about testimonials and performance. Pricing details beyond the $399 annual Mezzi subscription fee referenced in the illustration are not fully described on this page.

Key features

• Analyzes a portfolio across all connected accounts, including assets and liabilities
• Retirement insights and strategies based on desired retirement goals
• 401(k) fee analyzer to identify costly funds
• AI tax-loss harvesting
• Tax strategy guidance as tax considerations evolve, including Roth conversion recommendations
• Asset allocation and risk diversification guidance
• Chat interface for questions on portfolio risk, tax, and major financial decisions
• Ongoing insights and monitoring
• Fee-impact illustration comparing traditional advisor fees with Mezzi subscription

Best suited for

• Individuals seeking personalized retirement planning
• Investors wanting tax optimization guidance
• Investors reviewing portfolio risk and asset allocation
• Users replacing manual spreadsheet tracking with ongoing monitoring

Pricing

Not stated on the website